Financing – Tower Fitness Equipment

COMMERCIAL LEASING – If you are a commercial customer interested in leasing fitness equipment, please contact us. We partner with a leasing company to help fulfill your leasing needs.

Buy now, pay later with Affirm

For purchases under $1000.00, 4 biweekly, interest-free payments can be automatically charged to your debit or credit card, with an initial payment on the day of purchase. It’s simple and quick!

Spread the cost of a purchase over $1000.00 into [12, 24, or 36] easy monthly payments. Just select Affirm at checkout. 0-30% APR (where applicable and subject to provincial regulatory limitations). Subject to eligibility check and approval. A down payment may be required. See actual terms at checkout.

What is Affirm?

Affirm (formerly known as PayBright) is one of Canada’s leading installment payment platforms, providing shoppers with buy now, pay later solutions at their favourite retailers, both in-store and online.

By selecting Affirm as a payment method at checkout, customers can enjoy their purchase immediately, while spreading their payments over time.

Why use Affirm?

No impact on credit score

For purchases under $1000.00, using a Pay in 4 Affirm payment plan won’t impact your credit score.

Prequalify before you buy

For purchases over $1000.00, get your Affirm spending limit while you’re still shopping.

Quick and convenient checkout

Place your order quickly and easily by choosing Affirm as your payment choice at checkout.

Simply enter a few details to get an instant decision. Then, complete your purchase.

Easy payments

Affirm will automatically debit/charge monthly payments using your preferred payment method. Available payment methods may vary depending on the payment plan selected.

How do I use Affirm?

1

Shop: Browse Tower Fitness Equipment and add your favourite finds to your shopping cart.

2

Select: At checkout, choose Affrm as your payment method.

3

Get set up: For purchases under $1000.00 complete your purchase and pay over time in 4 equal payments. Subject to credit approval.

For purchases over $1000.00, use your mobile phone number and email to set up your Affirm plan within 60 seconds. Subject to credit approval.

4

Pay: For purchases under $1000.00 the remaining 3 payments are charged to your debit or credit card every two weeks.

For purchases over $1000.00, confirm your payment plan and then you’re done! Enjoy your purchase today and break up the cost.

We can also help you apply with Affirm in-store.

FAQs

Are there requirements to use Affirm

Yes. You’ll need:

To be the legal age of majority in the province or territory in which you reside
To be a resident of Canada
A Canadian Visa, Mastercard, Amex, or Discover credit card, or a Visa or Mastercard debit card (with the Visa/Mastercard logo), which can be used for online transactions
An SMS-capable Canadian phone number
To meet the minimum cart size required to use Affirm as a payment option at checkout

How do I sign up?

If your basket is eligible for ’Pay in 4’ with Affirm, the option will be presented at checkout. After confirming your phone number, you’ll be sent an SMS message to confirm your identity. You’ll then set up your payment method with Affirm and accept the terms of your payment plan.

Where can I use Affirm?

You can use Affirm on Tower Fitness Equipment’s website or in person in our showroom located in Delta.

Does Affirm do a credit check?

To learn more about Affirm and credit checks, please read this FAQ article on the Affirm help site

How do I make my payments?

At checkout, you can set up convenient, automatic pre-authorized payments that debited/charged your Canadian Visa/Mastercard debit/credit card.

Which payment methods are accepted?

Affirm currently accepts Visa and Mastercard credit or debit cards. Debit cards must have the Visa or Mastercard logo. Please note that prepaid cards are not accepted.

What if I can't make a payment?

Please reach out to the Affirm team and they will be happy to look into the options available. You can contact them using this contact form.

Are there late of NSF fees?

Affirm does not charge any late or NSF fees. For more information on fees, please see this FAQ article on the Affirm help site.

How do returns work if I paid using Affirm?

Purchases made using Affirm are subject to Tower Fitness Equipment’s standard return policy. Any returns will be processed by Tower Fitness Equipment, and your Affirm balance will be reduced, cancelled, or refunded accordingly. If Tower Fitness Equipment has provided a refund to you via a gift card, you must still continue repaying your installment plan in full. For information on returns, review Tower Fitness Equipment’s return policy here.

What if I need additional help with my payment plan?

For help with your payment plan or if you haven’t received your confirmation email, please contact Affirm via their website.

What if I get declined from using Affirm?

Please use an alternate payment method to complete your purchase.

I still have questions.

For further information, please refer to the Affirm help center or get in touch here.